By: Medha Agarwal and Emily Man As the pandemic accelerated the need for digital financial tools and services, many fintech companies saw incredible revenue and user growth in 2020 and 2021 leading to stock surges and high flying IPOs. For the first time, we now have a critical mass of…

Recently, Emily Man, Urvashi Barooah & I decided to go back to the fintech basics. We worked through some questions that seem simple on the surface but that I actually found tough to unpack given the breadth and depth of the category. …

The picks-and-shovel building blocks that power fintech use cases In my last post I walked through the opportunity for enabling fintech infrastructure and where innovation is most needed. The tl;dr: despite all the innovation and meteoric growth in the category, it is still very expensive and time consuming to launch a fintech company, and it’s equally challenging to operate…

👋🏼 everyone. Medha here. I’m a partner at Redpoint Ventures focused on fintech at the seed + Series A stage. At Redpoint, we’ve been fortunate to partner with many category-defining fintech companies including Stripe, Ramp, Nubank, Root Insurance and several soon-to-be announced companies starting at the earliest stages. In addition…

By: Medha Agarwal, Emily Man, and Urvashi Barooah Launching a financial product is a serious undertaking. This is even more true for companies that don’t have prior fintech experience–not only does it require developing and launching a new product (or products) that has limited overlap with the core business, it…

By: Medha Agarwal, Emily Man, and Urvashi Barooah In the first part of this series, we outlined why we think non-fintech platforms should care about embedded fintech. We believe true embedded fintech refers to non-fintech companies leveraging contextual data to build financial products natively into the UX/UI. When done right…

By: Medha Agarwal and Emily Man Financial services are — once again — being totally reimagined, this time to meet end-users at the point of need. …

By: Medha Agarwal and Urvashi Barooah At Redpoint, we have been excited about the CFO tech stack for many years now and have written about our point of view on gaps in the market, the current landscape and buyer personas. One area of the stack that we believe is ripe…

By: Medha Agarwal and Urvashi Barooah At Redpoint Ventures, we have been evaluating the finance tech stack for the last few years. We believe that finance tools will be re-imagined — and the time is now for this evolution. Based on our conversations with operators, we outlined the biggest pain…